Welcome to My Wallet! Here I share some of my own info with you. This info lets you see, from my own report, that travel hacking helps credit. It also lets you see what my current point balance looks like and what cards I’m working on right now.
For all my current points, keep in mind I may redeem some over time. This is not reflective of my lifetime points earned. My points have gone to trips such as my Hawaii trip upcoming in August.
These are the points I am currently working on earning as of 1/7/17.
Chase Ink Preferred – $3,000 out of $5,000 for 80,000 UR
Barclays AAviator – I just need to purchase something for 40,000 AAdvantage
Citi AAdvantage Platinum – $0 of $3,000 for 60,000 AAdvantage
Merrill+ Visa – $0 of $3,000 for 50,000 Points
For 2017 my goal is to earn 2,000,000 points! So far I have earned 60,000 of 2,000,000. Once I finish my in progress I will have earned 290,000 of 2,000,000.
I have earned the bonus from the following cards for 2017:
American Express SPG – 30,000 (1/6/17)
Bank of America Alaskan – 30,000 (1/4/17)
One of the biggest concerns I get asked about travel hacking with travel cards is “won’t that hurt your credit?” To help with the myth that opening many cards will harm my credit, I have chosen to show my credit on here. Hopefully this will show you my trend and that travel hacking helps credit. As I say in my Travel Hacking 101 Guide, many travel hackers see that travel hacking helps their credit. I started travel hacking in July 2016. You do see the initial dip that occurred when I opened my first credit card for travel hacking, but since then it has grown to a new record.
Remember! This is only because I have paid off my balances monthly. During this time I have opened nearly a dozen cards. So long as you are responsible with your balances, travel hacking helps your credit.